Small Business Health Insurance
Group plans, HRA strategy, and practical options for Virginia business owners who want benefits that make sense.
Virginia health insurance advisor
Navigate Health Insurance with Confidence
Personal guidance for Virginia families, self-employed professionals, and small businesses choosing coverage without the confusion.
Licensed guidance
Personal plan comparisons
Small business benefits
Built for clarity
I help Virginia families and businesses with insurance decisions so they can choose coverage with confidence.
We’ll compare your options, talk through the tradeoffs, and find coverage that fits your unique situation.
1:1
Advisor support from first call through enrollment
VA
Based in Midlothian and serving clients statewide
Choice
Compare coverage from a range of carriers serving Virginia
Why this work matters
Guidance shaped by first-hand experience, not a sales script.
Akins Advisory Partners came out of our own family's struggles navigating health insurance. We have been through employer plans, individual coverage, cost-sharing programs, and the stress of trying to protect a family when the stakes were very real.
That experience shapes how we work today: listen first, explain plainly, and help people choose the right path for their family or business.
You shouldn’t have to become an insurance expert to protect your family. That’s why I do the homework—and make the choices clear.
How we help
Strategic coverage guidance for businesses and individuals.
Individual & Family Health Plans
Individual and family health plans, plus dental and vision options, compared around your needs.
Life & Supplemental Coverage
Life, disability, dental, vision, and supplemental coverage to protect what your health plan does not.
The process
A clear path from confusion to coverage.
01
Understand
We start with your family, team, doctors, prescriptions, budget, and timing.
02
Compare
You get plain-English guidance on realistic options and the tradeoffs behind each one.
03
Enroll
We help you move through enrollment details, forms, and next steps with fewer surprises.
04
Support
The relationship continues after coverage starts, especially when questions come up.
Client stories
People remember feeling understood.
4.9/5★★★★★
From 17 reviews on Google
Read all reviews on Google From 17 reviews on Google
Selected excerpts. Rating checked October 26, 2026.
Clear explanations
★★★★★
“Ryan was exceptional in explaining the market benefits. I felt very comfortable and throughly informed on all aspects.”
Patient guidance
★★★★★
“Ryan was informative, patient, and extremely clear with instructions and information.”
Personal comparisons
★★★★★
“He also spent more time than the others understanding our needs and budget. He is exceptional!”
Responsive support
★★★★★
“Highly responsive, approachable, professional, and went above and beyond throughout the entire insurance process.”
Confidence and clarity
★★★★★
“Mr. Akins was professional, calm, and confident that we would end our call with solutions.”
Ongoing help
★★★★★
“He's so patient and helped me find coverage and has been there through all my questions and issues i've had.”